Infographic of the Third Royal Decree-Law 11/2020 of March 31, by which urgent complementary measures are adopted in the social and economic sphere to face COVID-19.

Real Decreto Covid19 | ETL ILIA

Who is affected?

1. Household employees

Subsidy in these cases:

  • Work contract expired.
  • They have stopped providing services, totally or partially.

* The accreditation of the causal event must be made using a responsible statement signed by the employer.

2. Customs

Possibility of postponement of income of the customs debt for customs declarations presented until May 30, 2020.

3. Self-employed workers and companies (support measures)

Postponement of Social Security contributions:

  • For 6 months
  • With 0.5% interest

Procedure, requirements and conditions are to be determined.

  • Possibility of suspension and modification of supply contracts until the end of the Alarm Status (electricity and gas).
  • Social bonus for self-employed workers who have ceased their activity or have seen their turnover reduced.
  • Availability of pension plans in case of unemployment or cessation of activity caused by COVID-19.

4. Rental of habitual residence

  • Extraordinary extension of the lease contracts of habitual residence (maximum period of six months).
  • Moratorium on rental debt for tenants of their habitual residence in a situation of vulnerability due to COVID-19
  • Automatic application of the moratorium on rental debt in the case of large holders and companies or public housing entities.

Automatic application alternatives:

  • Reduction of 50% of the rental rent during the State of Alarm (extendable)
  • Moratorium on the payment of rent (maximum of 4 months).

Requirements:

  • Being unemployed
  • In ERTE
  • An entrepreneur whose income has decreased
  • Family income should not triple the IPREM (€ 537.84)

No moratorium on business premises rentals has been established.

5. Mortgages

Moratoriums on mortgages for habitual residence and premises related to business activity and landlords who stop receiving income.

Requirements:

  1. Being unemployed
  2. An entrepreneur whose income has decreased
  3. Family income should not triple the IPREM (€ 537.84)
  4. Mortgage instalments + expenses + basic supplies are greater than or equal to 35% of net income.

6. Consumers and users

  • Possibility of adapting electricity contracts to new consumption patterns.
  • Right to terminate contracts of sale or provision of services within a period of 14 days.

Note that the tax filing deadline has not been postponed or modified.